October 10, 2024, a guest lecture on the topic: “Analysis of the efficiency of using banking services” was held on the subject “Basics of financial literacy” with the participation of Takhirzhan Razykov, deputy director of the branch of JSC “Bank RBK” in the city of Taldykorgan and Gulzat Yesimova, leading manager of the payment card sales sector. The guest lecture was attended by lecturers of the department of economics and service of the faculty of law and economics Aitkulova S., Tasybai B. and Saparova A. The purpose of the lecture is to assess how banking services affect the improvement of the financial condition of clients (individuals and legal entities), as well as their financial literacy and investment opportunities.